9/18/2020 0 Comments Cheap Essay Writing 24Cheap Essay Writing 24 It involves setting up a query by way of an summary that can then be explored via an introduction, structured part-by-part analysis and a conclusion. , TrustMyPaper defends its title of one of the best paper writing firm. Choose the kind of task you want and get probably the most customized paper attainable. Low prices do not signify of the low salaries of our consultants. They all have many years of expertise and deserve a good remuneration. We hold them motivated thanks to the massive variety of shoppers we've. An task that was given out weeks ago and hours to the deadline you still haven’t even leveled your ideas, let alone began writing? The sort of assignment that wants you to do thorough analysis, going via tons of books and material? Or the sort that needs you to do tons of writing, modifying and referencing? That, girls and gents, is what we call a writing emergency. In reality, we've perfected the art of dealing with such kinds of emergencies. Upload a file with instructions and choose the service package which fits your targets. A becoming author will start working on your order shortly after. We check every document for plagiarism to ensure they're Turnitin-prepared. We solely settle for those candidates, who've superior academic levels. Additionally to that, we never use the paper written for you as a material for other assignments we are going to complete in the future. According to our money back policy you hint a scarcity of quality in the last draft of a custom paper you obtain from us, you're entitled to full or partial refund. All of papers you get at Samedayessay.com are meant for analysis purposes solely. Have you ever had that sort of surreal tutorial expertise that makes your very bowels cringe? When you purchase a research paper from us, we are going to make sure that the paper you will receive will earn you an excellent score! A research paper represents a standardized type of tutorial writing based mostly on data analysis and original speculation presentation. So, do not be afraid to order even essentially the most complicated papers right here. Just like some other animals, cheetahs learn from the extra skilled ones to polish their looking abilities. Use the methods and suggestions from our experts to impress the academics. Use this secret weapon to outrun your peers and get more time to improve your GPA scores. Each customer receives a paper that has passed a plagiarism verify. We hire writers that come from the English-speaking part of the world . Therefore, you won’t find any stylistic, grammar, punctuation or logical errors in your future work. Before hiring a writer, we ask him/her to supply a certificates that proves his/her greater education. The service bundle includes topic brainstorm, research, drafting, proofreading, plagiarism check, citation formatting, and revisions. 123TermPapers.com has been offering low cost analysis paper assistance for quite a while, and love the work that we provide. All of papers you get at Essay-firm.com are meant for analysis purposes solely. We also have the choice that permits you to choose a selected writer to work with and meet your deadlines. Besides, we aim at offering the perfect paper on the first attempt, but should you still really feel unsatisfied with the work, you may get free revisions. We also supply one of the best security requirements when you need to buy analysis papers from us. Our fee data is encrypted and we also don’t retailer our consumer’s private info or accomplished works. You can rest assured that our firm abides by the laws of equity and trust. Visit the Order Page and fill out the particular type. We kindly ask you to provide as many instructions as you can, so your author may have a clear image of your needs. Include paper type, matter, discipline, variety of pages, variety of sources, formatting type, and so forth.
0 Comments
9/17/2020 0 Comments Essay UsaEssay Usa is there anyone of your staffs historical research main, or may be of quality assist. Graded work from 10-forty% utilizing prime 10% writers and doctoral options. But Best Essay is solely not inside these margins of error. By at present’s requirements, it isn't a legit firm, particularly given a number of different options provide prime essays at related charges. To sum up, get able to pay more for a greater quality of your order, However, it looks unprofessional as all of the papers ought to be carried out an excellent stage. unwell provide the mandatory documents for it, pls i need a good high quality paper and on time. Bidding system at all times makes us excited and encourage to negotiate. By default, we help all bidding platforms for them allowing us to pick out writers. It’s a very healthy competition for their workers as well. Besides that, the company might decline your revision request if it seems that you're exploiting the writer. Additionally, most of their writers are educated to a Masters or PhD degree of training. Have a look at samples of our writers' work as proof of their expertise and dedication. It’s not uncommon that a rather well-written essay receives a low grade because of the dearth of proper formatting. Though there was a require in some insignificant corrections I made them myself without delivering for a revision. Despite this fact I'm totally happy with my writer's work. He met all my needs and impressed me with his individual strategy to my research paper. So the correction I required were like a drop in an ocean. Samedayessay customer support is incredible, by no means left a dilemma unanswered. You actually took in to myi scenario and suggested a cheaper priced solution that fit my needs and saved me money. If you attend an America University or College I would extremely advocate doing more research and finding an America primarily based firm! Not only that, they kept giving me the runaround after I requested for a revision. Save your cash and take your business elsewhere. After a brief chat with a robotic, I found that 90 per cent of their writers come from the US and UK, with the remaining 10 per cent being native English audio system. We are happy to hear you appreciated the companies we provide! If you need any more tutorial assist - do not hesitate to contact us. We are glad to hear GrabMyEssay managed to provide you with the required service. If you could have any other papers to do - don't hesitate to contact us. The essay I received was full of grammatical error and didn't have a clear message! I needed to write a totally different essay and did not get a full refund again. As soon as I sent in the information in a matter of an hour my presentation was full. It was my first time trying providers like this, but I loved it. If the allow you to want is extra advanced, and might’t be measured by words/pages in a good-minded method then you definitely’ll in all probability pay your Nerd an hourly price. Another factor price noting is the timeframe given for completion as urgency clearly has its influence on the estimate. All issues thought-about, don’t be stunned if proofreading papers might solely cost $10 per web page, however correcting some Good Will Hunting-type proofs for math class might cost extra like $35. Perhaps, this can happen should you ask for a dozen of revisions. My nerd was missing data from me to finish my task.
Sickle cell anemia primarily affects people with African, Mediterranean, Middle Eastern, and Indian ancestry (Learn genetics, 2010; NHLBI, n.d.; Vorvick et al., 2010). Sickle cell anemia occurs when a person inherits two sickle cell gene, one from each parent, that cause the red blood cells to change and become crescent shaped. The underlying problem involves hemoglobin, a component of the red blood cells. Hemoglobin is a protein molecule in red blood cells that carries oxygen from the lungs to the body’s tissues and returns carbon dioxide from the tissues to the lungs (Nabili, 2008, para. 1). In sickle cell anemia, the hemoglobin is flawed. As a result, the cells become sickle shaped and can’t travel as easily through blood vessels. Sickle cell anemia is an illness which has one primary cause, but a variety of symptoms and treatments. Like most illnesses, sickle cell anemia has one primary cause. In order for sickle cell anemia to occur, a sickle cell gene must be inherited from both the mother and the father, so that the child has two sickle cell genes (Shiel, 2006, para. 3). The sickle cell gene causes the body to make abnormal hemoglobin. As mentioned above, hemoglobin is a protein molecule in red blood cells that carries oxygen from the lungs to the body’s tissues and returns carbon dioxide from the tissues to the lungs (Nabili, 2008, para. 1). A person with normal red blood cell will have hemoglobin A, however a person with sickle cell disease will have hemoglobin S (Sickle cell Disease Association of America, Inc.,2005, para 3). Normal red blood cells are usually round and soft and travel easily through small vessels; however sickle cells are abnormally shaped and stiff, thus causing them to have difficulty travelling through small vessels. Sickle cells can clog vessels depriving tissues of oxygen. As spoken of in two articles, sickle cells have a shorter life span than normal red blood cells. Normal red blood cells can live 120 days compared to sickle cells that only last 10 to 20 days, resulting in anemia. (Learn genetics, 2010 & Nabili, 2008) Sickle cell anemia does not only have one primary cause, but also has a variety of symptoms. Sickle cell anemia has various symptoms that may vary upon every individual. All the symptoms that a person may experience are basically the direct result of the abnormal shaped blood cells. These cells deprive tissues of oxygen and in time the lack of oxygen to the tissues damages the organs and leads to pain.
1/16/2020 0 Comments Western UnionWestern Union was founded in 1851 and started its history as a telegraph and wire services company. In 2006, Western Union discontinued its telegraph service and focused exclusively on money transfers (Pearce & Robinson, 2011). Jorge Ochoa, Vice President of Finance and Raul Duany, Director of Corporate Communication joined The Western Union Company (WU) in November 2008. The primary customers for money transfers were immigrants that were seeking better opportunities in richer countries away from their home.When immigrants leave their home countries, they often leave behind family members who depend on them for financial support. This is most true in the case of poorer countries. Government regulators scrutinized the operations and fee-charging practices of money transfer businesses. Western Union is a leader in global money transfer, providing people with fast, reliable and convenient ways to send money around the world. The Western Union brand is globally recognized.Their services are available through a network of over 375,000 agent locations in more than 200 countries and territories (Western, 2009). Their consumer-to-consumer money transfer service enables people to send money around the world in minutes. Their consumer-to-business service provides consumers with flexible and convenient options for making one-time or recurring bill payments. Western Union believes that the brand strength, size, and reach of their global network, along with the convenience and reliability to their consumers have been essential in the growth of the business.As they continue to meet the needs of their consumers for fast, reliable, and convenient money transfer services, they are also working to enhance their services and provide their consumers with access to an expanding portfolio of payment and other financial services. The federal law known as the Community Reinvestment Act (CRA) obligates federally insured banks and depository institutions to help meet the needs of communities in which they operate (Pearce, & Robinson, 2011). In March 2007, Federal Reserve chairman Ben Bernanke stated, “the CRA reaffirmed the long-standing principle that financial institutions must serve the convenience and needs of the communities in which they are charted†(Pearce & Robinson, 2011). Western Union serves many of the financial needs of immigrant populations, as a bank might, with a major presence in poor and racially diverse neighborhoods. Western Union is now being held up to the same standards as banks because they are both financial institutions. Western Union’s customers are mostly urban and poor.The typical user of its remittance service is a low-wage immigrant worker who lives in Urban America, makes $15,600 annually and sends home $293 a month, almost 30% of his or her net monthly income (Pearce & Robinson, 2011). Heavy charges in the money transfer industry places economic burden on low-income immigrant families in the United States and in their communities of origin while creating and increased reputation risk for Western Union (Pearce & Robinson, 2011). Western Union has been facing numerous lawsuits, mainly because of their lack of social responsibility.This has affected the company’s image and could potentially increase the risk that Western Union faces in the competitive market. Corporate Social Responsibility Corporate social responsibility is generally perceived as a positive business ideology in the 21st century, despite some challenges. A significant expansion of basic business ethics, CSR establishes guidelines for ethical and socially responsible behavior. It addresses how companies that want to satisfy government and societal requirements should treat key stakeholder groups, including customers, suppliers, employees and the community (Mal Warwick Associates, 2008).Pros: One of the elements of CSR is that it causes companies such as Western Union to reason beyond basic ethics to consider the benefits of active involvement in communities. In the article “The 7 Principles of Business Integrity,†business strategist Robert Moment argues that 21st-century companies must prove themselves to customers to build long-term relationships (Moment, 2004). Western Union involves itself in the community by giving back. Insinuates Western Union to the local markets in which they operate.Cons: The main reason any company would object to participating in CSR is the associated costs. With CSR, companies have to pay for environmental programs, more employee training and efficient waste management programs. Proponents of CSR agree that any expenses to businesses are ultimately covered by stronger relationships with key customers. However, David Vogel indicates in his Forbes article “CSR Doesn't Pay†that investment in CSR programs may not necessary result in measurable financial results (Vogel, 2008).* Corporate Citizenship. Western Union’s global corporate citizenship is their commitment to enrich the lives of global citizens by expanding economic opportunity. Through initiatives like the Western Union Our World, Our Family program, they are able to put their values into action (Western Union, 2011). Western Union corporate citizenship efforts focus on three primary areas: 1. Supporting Cultural Inclusion: Western Union recognizes the importance of helping individuals and families build strong communities, in which all members can contribute their distinctive talents and feel at home. . Creating Pathways to Opportunity: Western Union help diverse individuals and communities around the world realize their tremendous potential with scholarships supporting financial literacy, entrepreneurship, job training, and other skills necessary on the journey to a better life. 3. Fostering Hope in the Developing World: Western Union support economic development and opportunities with infrastructure development, community centers and access to technology (Western Union, 2011).Western Union’s Current Strategy. Currently, Western Union is using the free cash flow that is generated to repurchase stock and acquire rival money transfer firms in order to expand. Along with the repurchasing of stocks and acquisitions, WU has donated millions of dollars to charitable organizations and other countries. Their current strategy is concentric diversification because they are acquiring firms that are related to them in terms of products and markets. They have pursued growth of their brand through international expansion and the growth in the worldwide immigration population was also driving growth in the money transfer business.Although there is a higher risk associated with diversification, according to Pearce & Robinson (2011), the distinctive competencies of the diversifying firm are likely to facilitate a smooth expansion. Globalization There are about seven factors that make global strategic planning complex. These factors are economic factors, political factors, geographic factors, labor factors, tax factors, capital source factors, and business factors (Pearce and Robinson, 2011). When you look at the economic factors of a country, you need to look at the GNP for the country, and the foreign exchange rate.You also need to consider the size of the market and the markets potential rate of growth. As far as the political factors are concerned, you have to determine whether the country is stable, as well as, the type of political structure in the country. It is also important to understand how foreign business is perceived in the country by the government, consumers and competitors. The geographic factors that you should be concerned with is the availability of raw materials, utilities, and the proximity to export markets.Other globalization challenges you need to be aware of are the labor factors – whether you will have the necessary skills available in the people in the country, tax factors – whether there are any tax breaks for foreign investors or if there is a huge tax rate for the country, capital source factors – banking systems available in the country, and business factors – current industry information for competitors and competitive situation. Diversification There are also challenges inherent to diversification.Companies often decide to diversify so that they can acquire a new company that will potentially balance the strengths and weaknesses of the two businesses (Pearce and Robinson, 2011). Companies use diversification as a grand strategy in order to increase stock value, increase growth rate, better use of investment funds, improve stability of the company, acquire needed resources quickly, and tax savings, and increase efficiency and profitability.Trends in the Financial Services Industry. Current trends in the financial services industry is the use of a focus strategy. Focus strategy, involves concentrating on a particular customer, product line, geographical area, channel of distribution, stage in the production process, or market niche. The underlying premise of the focus strategy is that the firm is better able to serve its limited segment than competitors serving a broader range of customers. Firms using a focus strategy simply apply a cost-leader or differentiation strategy to a segment of the larger market.Firms may be able to differentiate themselves based on meeting customer needs through differentiation or through low costs and competitive pricing for specialty goods. This strategy is often appropriate for small, aggressive businesses that do not have the ability or resources to engage in a nation-wide marketing effort. Such a strategy may also be appropriate if the target market is too small to support a large-scale operation. Many firms start small and expand into a national organization. The trend in the financial services industry is that consumers are working outside of their home countries.Many of these consumers have families back in their home country that they periodically send money to in order to help them pay their bills. Western Union has a niche with this trend because they provide a means of easily getting the money to their family without having to have a checking account or if they have credit problems and owes the money elsewhere. Western Union guarantees that the money will be secure and delivered to the correct person. Internal Environment Financial Information In 2008, Western Union’s market share grew and delivered record levels of revenue and cash flow.Revenue was $5. 3 billion; $1. 25 billion was generated in cash flow from operations and WU handled $67 billion in cross-border consumer-to-consumer remittances. They also delivered an operating income margin of 26% for the year. Western Union and its consumers are feeling the impact of the global economic recession. They have confidence in their strategy. Their plan is to focus on what they can control and influence. They have a brand that is recognized around the world. Their business generates significant cash flow.They have created a business model that consistently delivers strong margins. They have built a distribution channel that is second to none and their global team is focused on a short list of priorities to drive growth. They provide vital services to consumers in more than 200 countries and territories. These services not only make a tremendous difference in the individual lives of their customers, but the volume of remittances sent through Western Union helps drive many national economies, paving the way for long-term growth.They also have the advantage of a globally recognized brand and unmatched worldwide distribution. Western Union plans to continue investing in their brand even in these tough times. Their brand represents speed, trust and reliability to their consumers worldwide. WU has launched a comprehensive new global brand initiative that embodies an ambitious and forward-looking vision for the company. Their vision is of optimism for their customers, company, agents and, employees. This vision shows their commitment to help people who are on the move, pursuing their dreams.At a time when there is so much pessimism in the world, it is believed that this Western Union message will serve as a source of positive energy in the marketplace, which should ultimately translate into mind share and market share for the company. They will increase their technology spend to further develop tools that allow them to perform deeper analysis on their customers. Western Union is sharpening their focus and directing investments to meet market share opportunities. They have demonstrated that their global team working together has helped them gain market share in 2008.These employees were using Western Union’s four key strategies—strategies that will continue to drive their business forward: * Accelerate profitable growth in the global cash money transfer business * Expand and globalize the consumer-to-business payments business * Innovate new products and services for target customers * Improve profitability by leveraging scale, reducing costs and effectively using capital During 2009, Western Union will increase investment in technology and systems.They want to update their systems in order to move traditional and new services from virtually anywhere in the world, with exceptional speed. Western Union has a proven business model with significant financial strength. Alternatives and Recommendations Strategic Alternatives In order to publicize their commitments to social responsibility, Western Union should consistently re-evaluate their operations and look for areas of improvement. They can also look at what other companies in the industry are doing to be socially responsible and implement such procedures to their company.Because of the challenges inherent in globalization and diversification, it is important for Western Union to perform due diligence when entering foreign markets. One of the challenges when globalizing may be the exchange rate in different countries. Western Union may have to charge different fees depending on where they are and who their competition is. Recommended Strategy We believe that the company should stick with what they know and continue to repurchase shares and acquisitions. Repurchasing shares can generate a higher EPS and help use up excess cash.It can also increase the ROE and raise demand for the stock on the open market. Their current strategy seems to be working for them and as long as they continue to re-evaluate their operations and remain socially responsible, their strategy will be a success. The bottom line is that Western Union wants to pursue mergers in order to make money for the company and for shareholders.ReferencePearce, J. A, & Robinson, B. R. (2011). Strategic Management- Formulation, Implementation, and Control. (12ed) New York, NY: McGraw-Hill/Irwin. Mal Warwick Associates, Initials. (2008). The Five Dimensions of CSR. Retrieved from http://www. malwarwick. com/ Moment, R. (2004). The 7 Principles of Business Integrity . Retrieved from http://www. webpronews. com/the-principles-of-business-integrity-2004-07 Vogel, D. (2008). CSR Doesn't Pay. Retrieved from http://www. forbes. com/2008/10/16/csr-doesnt-pay-lead-corprespons08-cx_dv_1016vogel. html Western Union. (2011). Corporate Citizenship. Retrieved from http://corporate. westernunion. com/corporate_responsibility. html
|